Claimants who are eligible for the Social Security System (SSS) disability benefit can choose to receive it either as a lump sum payment or as a monthly pension. The mode of payment depends on the claimant’s contributions to the SSS and the severity of their disability. This means that the amount and frequency of the benefit payments are determined by the individual’s contribution history and the level of disability as assessed by the SSS.
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SSS Partial Disability Benefits 2024
To be eligible for the monthly pension, an individual must have made at least 36 monthly SSS contributions before the onset of the disability.
Lump Sum Payment Option
If you have less than 36 monthly payments or if your disability is expected to be shorter than a year, you can choose to receive a one-time payment. This one-time amount is determined by your payments or 12 times the monthly pension, whichever is greater.
SSS Partial Disability Benefits Eligibility
The SSS Disability Benefit provides essential financial assistance to Filipinos with disabilities, helping them cover various costs associated with their condition. To qualify for the SSS contribution, you need to meet specific criteria set by the officials.
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Eligibility Criteria
- Minimum Contributions: The person applying should have completed 36 contributions to SSS prior to the onset of their disability. In case you have made fewer contributions, you may only qualify for the one-time lump sum payment.
- Disability Classification: The individual seeking benefits needs to have a partial or complete disability as classified by medical professionals.
Only if you meet these eligibility requirements can you claim the disability benefit. Then, you can contact the leading portal to complete the application procedure and ensure you receive appropriate support when needed.
Payment Dates
For partial disability, the payment amount is calculated using one of the following formulas:
- Formula 1: Monthly Pension x Total Number of SSS Contributions x Disability Percentage
- Formula 2: Monthly Pension x 12 x Disability Percentage
The formula yielding the greater payment will be utilized to ensure claimants receive the highest entitled benefit according to their contributions and disability level.
Payment Schedule
The SSS benefit payments are usually issued at the conclusion of every month. For instance, the August payment is expected to be distributed on the 30th, a Friday. It’s crucial to keep in mind that holidays and weekends can impact your payment schedule. In these instances, payments will be deposited either a day before the holiday or the following business day.
SSS Partial Disability Benefits Amount
If you are wondering about the amount you can receive through the SSS disability benefit, here are the details on calculating the payment amount. The amount you can obtain depends on how many years you have invested in SSS and the level of your disability.
Monthly Pension Amounts
- Less than 10 credited years of service (CYS): Minimum pension of PHP 1,000 each month.
- Less than 10 CYS: PHP 1,200 monthly payments.
- At least 10 CYS: Up to PHP 2,400 per month.
Instead of just the regular pension, qualifying individuals can also receive a Supplemental Allowance of PHP 500.
Partial Disability
Partial disability refers to a significant loss of function in a part of the body that does not entirely prevent one from working.
Total Disability
In comparison, complete disability is a serious limitation that causes the loss of all function in either both eyes, limbs, or another important body part, or conditions that lead to an irreversible mental illness. Individuals who receive support for complete disability are entitled to an additional 13th-month pension at the conclusion of the calendar year. This is applicable to partial disability pensions only if the pension has been received for a minimum of 12 months.
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